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HOW THE INSIDERS HAVE STOLEN YOUR RETIREMENT: THE 401(K)!
Mutual funds were moderately successful in creating a presence in the stock market until the advent of the investment retirement account and in particular the 401(k). Corporate insiders persuaded the federal government to allow for the 401(k) in...
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Frog Is In The Pot
You remember the story about the frog that was put into a pot of cold water on the stove. He was not concerned. Someone lit the burner and the water began getting warm, the frog was very comfortable and as the water became warmer he was so...
No Load Mutual Funds: Boost Your Portfolio's Returns
Investors who exclusively use broadly diversified, no load mutual funds for their stock investments often lose out on opportunities to increase the reward potential of their portfolios. This article looks at two methods investors may use to...
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DON’T LET MUTUAL FUND NAMES FOOL YOU OUT OF YOUR RETIREMENT!
Mutual fund managers use fake fund names to part you from your money such that you cannot judge what a fund does by its name. Many funds have names that are outright misleading or even deceptive. In the late 1990’s, for instance, during the...
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Simple Strategies to Making Financial Gain
Now is a great time to make it a habit to manage your resources
instead of your resources managing you. What is meant by that
when we are stating that "Your money manages you?" Here is a
well known example:
There is more month than there is money so that new purchase,
trip, or splurging will need to wait a month or two and maybe
never. You've opted to instead delay and pay later making the
problem much worst and your perceived lack of resources in
control. Here are some proven techniques to making financial
gains an achievable goal by repositioning and changing spending
habits while gaining more control of your situation so that
there are available resources and time to spend with friends,
family or loved ones.
One of the most overstated, undervalued and available resource
accessible to anyone is time. Effective time management when
applied consistently is a key element toward making financial
progress. Even spare time moments resourcefully used contribute
toward steady progress when used in combination with any of the
following:
1. Establish investments. Based on your risk assessment it is
determined the best type of investment program suitable for your
personality type and financial situation by either doing the
research for yourself, by attending that appointment with a
financial planner or by inquiring through a brokerage. Purchase
examples, of course, are stocks, mutual funds, bonds, money
market funds, annuities, etc. Because these figures will
fluctuate, fit into your schedule a time to assess your
portfolio periodically to check your progress. Your return on
your investment can be substantial or relatively consistent with
proper selection and combinations.
2. Purchase real estate. Buying property is another way to
invest to create financial gain; and making improvements after
the purchase increases the value of the property. Not only are
you saving money by placing regular payments into your real
estate; but if strategically paid ownership accumulation can
happen at a faster rate and with very minimal increase to your
payment. One such company offering this type of arrangement with
no processing cost added is at http://www.eMortgageManager.net.
With this service the mortgage payment is
split into two parts.
Each half is paid automatically every two weeks. It's very
effective and easy to set up. This is a triple win for those who
use this strategy with a single purchase.
3. Take classes, take up a hobby or acquire a skill. How do you
spend most of your time? Do you waste valuable hours lamenting
in self-pity, bad luck or a disadvantaged set of circumstances?
Or will you take active control to resolve the situation?
If there is an interest there is a class for it. And now that
there's the internet taking a class is just as easy as leisurely
clicking a link. There are many available classes that are free,
or via email and some that may cost a bill or two to enter a
site. Or if you'd prefer, take a class at local colleges or
universities which offer that immediate one on one support
available through that type of arrangement. Your local library
or museum may schedule classes or speakers covering a variety of
subjects, too. Some locations even award certificates after
completion if that is your requirement.
Increasing your knowledge or skills over the long term not only
provides confidence and mastery of skills developed by use of
what is called putting in your "sweat equity" by taking the
necessary courses and steps, but it will also provide
flexibility by creating for you a new source of income using
your newly developed talent(s) or expertise.
You may offer for a fee a service, provide a product (or product
line), to sell your knowledge or in any of the combinations
listed through your choice of method at a profit giving you
unlimited possibilities. When used separately or together the
above suggestions work effectively over time giving to you the
increase that you've longed desired. Use your spare time moments
to work for you effortlessly and automatically...even with
family, friends or loved ones.
About the author:
B. F. Boggan is a distributor of the on-line resource The
Mortgage Manager Hi-Tech Mortgage Payment Service. USA
Homeowners! Save thousands of dollars without refinancing or
changes to your current mortgage using biweekly mortgage
payments, free! visit http://www.eMortgageManager.net. For a
free reprint article list email articles@eMortgageManager.net.
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